Roger Birkle - Reachout Technologies Laurie Boisclair - Greenflag Profit Recovery Scott Crowley - HR Profile Erika deStefano - E.M. Walker LLC Consulting Services Frank Hickman - Premier Financial Ted Leithart - The Leithart Group, LLC Bob Luther - AFLAC John Mack - Orange Financial Michael McCormick - Cincy Tax Coach Robert Steele - E to R Business Strategies, LLC Harold Zimmer - I-MKTG